:root{--navy:#183343;--text:#294551;--muted:#657c84;--teal:#087b7b;--teal-dark:#07575b;--mint:#e7f4f0;--bg:#f4f7f7;--line:#e0e9e9;--amber:#98652a;--amber-bg:#fcf3e6;--red:#ab4b42;--radius:24px;font-family:Arial,Helvetica,sans-serif;color:var(--text);background:var(--bg);font-synthesis:none}
*{box-sizing:border-box}body{margin:0}button,input{font:inherit}button,a,input{-webkit-tap-highlight-color:transparent}button,a{touch-action:manipulation}button{cursor:pointer}button:disabled{cursor:default;opacity:.4}button:focus-visible,a:focus-visible,input:focus-visible,summary:focus-visible{outline:3px solid #55bfb2;outline-offset:4px}a{color:var(--teal)}[hidden]{display:none!important}h1,h2,h3,p{margin:0}h1,h2,h3{color:var(--navy)}h1{font-size:clamp(30px,3vw,42px);line-height:1.12;letter-spacing:-1.3px;font-weight:600}h2{font-size:21px;letter-spacing:-.45px;line-height:1.3}h3{font-size:16px;line-height:1.4}p{line-height:1.6}.app-shell{max-width:1500px;margin:auto;padding:0 48px 130px}.topbar{height:105px;display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid var(--line);gap:20px}.brand{text-decoration:none;display:flex;align-items:center;gap:12px;color:var(--navy)}.brand svg{width:42px;height:42px;flex-shrink:0}.brand 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strong{font-weight:500;color:var(--teal)}.progress-track{height:3px;background:#e0e9e7;border-radius:4px;margin-bottom:34px;overflow:hidden}.progress-track span{display:block;height:100%;background:var(--teal);border-radius:4px;transition:width .25s}.content-grid{display:grid;grid-template-columns:minmax(0,1fr) 290px;gap:28px;align-items:start}.page-heading{margin-bottom:28px}.page-heading .eyebrow{display:block;color:var(--teal);margin-bottom:13px}.page-heading p{font-size:14px;color:var(--muted);max-width:490px;margin-top:14px}.heading-line{display:flex;justify-content:space-between;gap:14px;align-items:start}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px}.form-card{box-shadow:0 6px 25px #234b451f}.card-heading{display:flex;gap:10px;align-items:center;margin-bottom:24px}.icon-box{width:36px;height:36px;background:var(--mint);border-radius:11px;display:grid;place-items:center;color:var(--teal)}.icon{width:20px;height:20px;display:block;flex-shrink:0}.field+.field{margin-top:25px}.field label{display:block;font-weight:600;font-size:13px;color:var(--navy);margin-bottom:10px;line-height:1.4}.optional{color:var(--muted);font-size:11px;font-weight:400;margin-left:5px}.input-wrap{display:flex;align-items:center;background:#fbfcfc;border:1px solid #dce5e5;border-radius:12px;min-height:56px;transition:border-color .2s,box-shadow .2s;overflow:hidden}.input-wrap:focus-within{border-color:var(--teal);box-shadow:0 0 0 3px #087b7b12}.input-wrap .prefix,.input-wrap .suffix{font-size:12px;color:var(--muted);padding:0 16px}.input-wrap input{width:100%;min-width:0;border:0;background:transparent;padding:15px 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max(24px,env(safe-area-inset-right)) calc(17px + env(safe-area-inset-bottom)) max(24px,env(safe-area-inset-left))}.bottom-inner{max-width:1404px;margin:0 auto;display:flex;justify-content:space-between;gap:16px;align-items:center}.nav-caption{font-size:11px;color:var(--muted);display:flex;align-items:center;gap:7px}.nav-actions{display:flex;align-items:center;gap:12px}.primary,.secondary{min-height:46px;border-radius:11px;padding:12px 22px;display:inline-flex;align-items:center;justify-content:center;gap:12px;font-size:13px;font-weight:600;border:1px solid var(--teal)}.primary{background:var(--teal);color:white;box-shadow:0 3px 9px #087b7b13}.primary:hover{background:var(--teal-dark)}.secondary{background:white;color:var(--text);border-color:var(--line)}.primary .icon,.secondary .icon{width:16px;height:16px}.badge{display:inline-flex;align-items:center;gap:6px;border-radius:20px;padding:7px 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var(--fill),#e2ebea var(--fill));border-radius:5px}input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:25px;height:25px;border-radius:50%;background:white;border:2px solid var(--teal);box-shadow:0 2px 5px #143e4522;margin-top:-10px}input[type=range]::-moz-range-track{height:5px;background:#dce9e6;border-radius:5px}input[type=range]::-moz-range-progress{height:5px;background:var(--teal);border-radius:5px}input[type=range]::-moz-range-thumb{width:23px;height:23px;border-radius:50%;background:white;border:2px solid var(--teal)}.slider-caption{font-size:10px;color:var(--muted);line-height:1.6;margin-top:8px}.budget-clear{border:none;background:none;font-size:10px;color:var(--teal);padding:7px 0;text-decoration:underline}.coverage{background:#e8f3f0!important;border-color:#d2e6e0!important}.coverage.gap{background:#fff6ee!important;border-color:#f1dfce!important}.coverage-value{font-size:30px;letter-spacing:-.8px;color:var(--teal-dark);margin:14px 0 7px;font-variant-numeric:tabular-nums}.coverage.gap .coverage-value{color:#aa6437}.coverage p{font-size:12px;color:var(--muted)}.coverage .equation{margin-top:17px;border-top:1px solid #c9ddd7;padding-top:14px;display:flex;justify-content:space-between;gap:10px;font-size:11px;flex-wrap:wrap}.phases{margin:20px 0 0;padding:0;list-style:none}.phase{display:flex;align-items:flex-start;gap:14px;padding:0 0 22px;position:relative}.phase:last-child{padding-bottom:0}.phase:not(:last-child):before{content:'';position:absolute;top:24px;left:13px;width:1px;height:calc(100% - 23px);background:var(--line)}.phase-age{width:28px;height:28px;border:1px solid #b3cecb;background:#fff;border-radius:50%;font-size:10px;display:grid;place-items:center;flex-shrink:0;color:var(--teal)}.phase-main{flex:1;min-width:0;display:flex;justify-content:space-between;gap:10px;align-items:start}.phase-main strong{font-size:12px;font-weight:500}.phase-main small{display:block;font-size:10px;color:var(--muted);line-height:1.5;margin-top:5px}.phase-main b{font-size:13px;white-space:nowrap;color:var(--navy);font-weight:500}.assumptions{padding:2px 3px}.assumptions ul{padding-left:17px}.assumptions li{margin:8px 0}.mobile-reset{display:none}.storage-notice{background:var(--amber-bg);color:var(--amber);padding:14px 18px;border-radius:12px;margin-top:16px;font-size:12px;line-height:1.5}.fallback{margin:50px auto;max-width:600px;background:white;padding:30px;border:1px solid var(--line);border-radius:24px}.fallback h1{margin:15px 0}.fallback p{margin:14px 0 20px}.tiny-lock{width:13px;height:13px}.page-main{animation:appear .2s ease-out}.a-limit-note{color:var(--amber);background:var(--amber-bg);padding:12px;border-radius:10px;font-size:11px;line-height:1.6;margin-top:16px}@keyframes appear{from{opacity:.4;transform:translateY(3px)}to{opacity:1;transform:translateY(0)}}
@media(min-width:1450px){.content-grid{grid-template-columns:minmax(0,1fr) 320px;gap:38px}.analysis-layout{grid-template-columns:minmax(0,1fr) 330px;gap:30px}}
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@media(max-width:1000px){.workspace{grid-template-columns:145px minmax(0,1fr);gap:22px}.content-grid{grid-template-columns:minmax(0,1fr)}.aside{display:grid;grid-template-columns:1fr 1fr;gap:18px}.overview .spark{height:60px;margin-top:15px}.overview h3{margin-top:14px}.overview .mini-foot{display:none}.aside-info{padding:18px 4px}.analysis-layout{grid-template-columns:minmax(0,1fr)}.simulator{position:static;grid-row:1;display:grid;grid-template-columns:1fr 1fr;column-gap:30px}.simulator h2,.simulator>p{grid-column:1/-1}.slider-block+.slider-block{margin-top:0;border:0;padding-top:0}.slider-block{margin-bottom:20px}.simulator>.slider-caption{grid-column:1/-1}.income-source small{max-width:310px}}
@media(max-width:720px){.app-shell{padding:0 20px calc(108px + env(safe-area-inset-bottom))}.topbar{height:83px;gap:8px}.brand{gap:9px}.brand svg{height:34px;width:34px}.brand strong{font-size:17px}.brand small{font-size:8px;letter-spacing:.1px}.local-indicator{font-size:9px;gap:5px}.workspace{display:block;padding-top:21px}.sidebar{position:static}.rail-label,.rail-bottom{display:none}.steps{flex-direction:row;gap:5px;justify-content:space-between;margin-bottom:22px}.step-link{display:flex;flex-direction:column;gap:7px;min-height:60px;padding:7px 1px;flex:1;border-radius:10px;width:auto}.step-number{height:26px;width:26px;font-size:10px}.step-name{font-size:9px;font-weight:500;white-space:nowrap}.step-desc{display:none}.progress-head{font-size:10px;margin-bottom:10px}.progress-track{margin-bottom:25px}.page-heading{margin-bottom:22px}.page-heading .eyebrow{font-size:9px;margin-bottom:11px}h1{font-size:32px;letter-spacing:-1px}.page-heading p{font-size:13px;margin-top:12px}.card{padding:23px 20px;border-radius:20px}.form-card{box-shadow:0 5px 17px #234b4510}.field label{font-size:13px}.field+.field{margin-top:23px}.card-heading{margin-bottom:23px}.card-heading h2{font-size:17px}.content-grid{gap:14px}.optional-note{padding:13px 2px 2px}.aside{display:block}.aside-info{padding:20px 2px 4px}.overview{border-radius:20px;padding:24px}.overview .spark{height:85px}.overview .mini-foot{display:block}.overview h3{margin-top:18px}.big-number{font-size:38px}.aside-info h3{font-size:13px}.bottom-nav{padding:12px 20px calc(12px + env(safe-area-inset-bottom))}.nav-caption{display:none}.nav-actions{width:100%;gap:10px}.primary,.secondary{min-height:47px}.nav-actions .primary{flex:1}.nav-actions .secondary{padding:12px 16px}.analysis-layout{gap:18px}.simulator{column-gap:22px;padding:23px 20px}.simulator h2{font-size:18px}.simulator>p{margin-bottom:22px}.slider-label{font-size:11px;align-items:flex-start;flex-direction:column;gap:9px}.slider-label output{font-size:18px}.slider-block{margin-bottom:24px;min-width:0}.slider-caption{font-size:10px}.simulator>.slider-caption{margin-top:-4px}.analysis-results .card{padding:23px 20px}.card-top{align-items:flex-start}.card-top h2{font-size:17px}.badge{font-size:9px;padding:7px 8px}.total-value{font-size:36px}.heading-line .badge{margin-top:5px}.income-total{padding:16px 12px;gap:8px}.income-total strong{font-size:11px;max-width:170px}.income-total b{font-size:21px}.income-value{font-size:14px}.income-source small{max-width:205px}.mobile-reset{display:block;margin-top:18px}.mobile-reset .reset-button{font-size:11px}.coverage-value{font-size:29px}.phase-main{gap:8px}.phase-main b{font-size:12px}.partial-note{margin-bottom:17px}.minor{font-size:10px}.wealth-split strong{font-size:16px}.storage-notice{font-size:11px}}
@media(max-width:370px){.app-shell{padding-left:15px;padding-right:15px}.local-indicator span:last-child{max-width:65px;line-height:1.5}.brand strong{font-size:16px}.card,.analysis-results .card{padding:20px 17px}.income-source small{max-width:170px}.total-value{font-size:32px}.income-total b{font-size:19px}.income-total strong{max-width:145px}.heading-line{flex-wrap:wrap}}
.nav-short{display:none}@media(max-width:720px){.nav-long{display:none}.nav-short{display:inline}}
.field-year{display:inline-block;margin-top:8px;padding:5px 8px;font-size:11px;background:var(--mint);color:var(--teal-dark);border-radius:6px;font-variant-numeric:tabular-nums}.field-marker{display:inline-grid;place-items:center;width:21px;height:21px;margin-right:7px;border-radius:6px;background:#e3f2df;color:#366a33;font-size:11px}.guidance{border:1px solid #d5e5e0;border-radius:12px;padding:2px 14px;background:#f8fbf9}.guidance summary{font-size:12px;line-height:1.5;min-height:49px}.guidance-body{padding:3px 0 13px}.guidance-body p{margin:12px 0;font-size:12px;line-height:1.7}.guidance ul{padding-left:18px;margin:15px 0}.guidance li{margin:12px 0}.reference-range{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:15px}.reference-range>div{background:#e9f2ee;border-radius:10px;padding:12px}.reference-range small{display:block;font-size:10px}.reference-range strong{display:block;color:var(--teal-dark);font-size:20px;letter-spacing:-.5px;margin-top:6px}.guidance-note{background:#edf3f1;border-left:3px solid #88bab0;padding:12px;font-size:11px;line-height:1.7}.source-links{display:flex;flex-wrap:wrap;gap:0 8px;font-size:10px}.limits-table{margin-top:12px}.limits-table table{border-collapse:collapse;width:100%;table-layout:fixed;font-size:11px}.limits-table th,.limits-table td{text-align:left;border-bottom:1px solid var(--line);padding:10px 4px;overflow-wrap:break-word}.limits-table th{font-weight:500;color:var(--navy)}.limits-table th:first-child{width:36%}.limits-table td{font-variant-numeric:tabular-nums;color:var(--teal-dark)}.sample-document{border:1px solid #d6dfde;border-radius:10px;background:#fff;padding:18px;margin-top:18px;box-shadow:0 5px 15px #28443808}.sample-heading{border-bottom:2px solid #314c57;padding-bottom:14px}.sample-heading h3{font-size:19px;margin-top:8px}.sample-heading small{font-size:10px}.sample-section{padding-top:18px}.sample-section h4{color:var(--navy);font-size:12px;margin:0 0 9px;line-height:1.5}.sample-section h4 small{font-weight:400;color:var(--muted);display:block;font-size:10px}.sample-row{padding:9px 7px;display:flex;gap:10px;align-items:center;justify-content:space-between;border-bottom:1px solid #edf1ef;font-size:10px;line-height:1.6}.sample-row span{flex:1;min-width:0}.sample-row b{font-size:11px;white-space:nowrap;font-variant-numeric:tabular-nums;color:var(--navy)}.sample-row.highlighted{background:#eff8dd;border:1px solid #b9cf8e;border-radius:7px;margin:5px 0}.sample-row.highlighted i{display:inline-grid;place-items:center;width:17px;height:17px;border-radius:50%;background:#5d7937;color:#fff;font-size:10px;font-style:normal;margin-right:3px}.sample-row.muted-row{color:#849399}.sample-row.muted-row b{color:#849399;font-weight:400}.sample-section .sample-callout{font-size:10px;line-height:1.7;padding-left:6px;color:#53694e;margin:8px 0 0}.personal-timeline{margin:29px 0 23px;display:flex;justify-content:space-between;gap:16px;position:relative}.personal-timeline:before{content:'';height:1px;position:absolute;top:4px;left:4px;right:4px;background:#649e9d}.personal-timeline>div{position:relative;display:flex;flex-direction:column;gap:9px;align-items:flex-start}.personal-timeline>div:last-child{align-items:flex-end;text-align:right}.personal-timeline strong{font-size:20px;font-weight:500;margin-top:5px}.personal-timeline small{color:#afcfd0;font-size:11px}.timeline-dot{width:9px;height:9px;border-radius:50%;background:#a7e3cb;box-shadow:0 0 0 4px #103f47}.projection-chart{display:block;width:100%;height:auto;overflow:visible;margin-top:24px}.chart-empty{padding:28px 0;color:#b8d4d3;font-size:17px}.chart-empty small{display:block;font-size:11px;margin-top:8px;line-height:1.8}.combined-chart .chart-empty{color:var(--muted)}.combined-chart .chart-labels{color:var(--muted);font-size:11px;line-height:1.7;padding-left:13%;margin-top:0}.combined-chart .projection-chart{margin-top:18px}.chart-labels>span:last-child{text-align:right}.chart-legend{display:flex;gap:12px 18px;flex-wrap:wrap;margin-top:17px;font-size:11px;color:var(--muted)}.chart-legend span{display:inline-flex;align-items:center;gap:6px}.chart-legend i{width:13px;height:3px;border-radius:3px}.chart-legend span:last-child i{background:repeating-linear-gradient(to right,#193b49 0 4px,transparent 4px 6px)!important}.year-table{max-height:320px;overflow:auto;overscroll-behavior:contain;margin-top:10px}.year-table table{width:100%;border-collapse:collapse;font-size:10px;text-align:right}.year-table th,.year-table td{padding:9px 4px;border-bottom:1px solid var(--line);font-variant-numeric:tabular-nums;white-space:nowrap}.year-table thead th{position:sticky;top:0;background:white;font-weight:600;color:var(--navy)}.year-table tbody th{font-weight:500;text-align:left}.year-table small{display:block;color:var(--muted);font-size:9px}.slider-label output{white-space:normal;text-align:right}.slider-label{flex-wrap:wrap}.overview .chart-labels{line-height:1.7;padding-left:13%}
@media(max-width:720px){.reference-range strong{font-size:18px}.guidance{padding-left:11px;padding-right:11px}.guidance-body p{font-size:11px}.sample-document{padding:12px}.sample-row{gap:7px;padding:8px 5px}.sample-row b{font-size:10px}.sample-heading .eyebrow{font-size:8px}.limits-table table{font-size:10px}.reference-range{gap:7px}.reference-range>div{padding:10px}.limits-table th:first-child{width:34%}.slider-label output{text-align:left;font-size:15px}.year-table table{font-size:9px}.year-table td,.year-table th{padding-left:3px;padding-right:3px}.combined-chart .card-top h2{font-size:16px}}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important;scroll-behavior:auto!important}}

.header-actions{display:flex;align-items:flex-end;flex-direction:column;gap:10px}.home-link{font-size:12px;text-decoration:none;font-weight:600;padding:4px 0}.home-link:hover{text-decoration:underline}.plan-transfer{margin:32px 0 0 232px;border-top:1px solid var(--line);padding:20px 0;color:var(--muted);font-size:12px}.plan-transfer summary{cursor:pointer;color:var(--navy);font-weight:600;padding:8px 0}.plan-transfer p{max-width:650px;margin-top:10px}.transfer-actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:16px}.transfer-actions .secondary{font-size:12px}@media(max-width:720px){.plan-transfer{margin-left:0}.header-actions{flex-shrink:0;gap:5px}.home-link{font-size:11px}.brand{gap:8px}.brand strong{font-size:18px}.brand small{font-size:9px}}@media(max-width:370px){.brand strong{font-size:16px}.brand svg{width:32px;height:32px}}